COMMERCIAL

Small to Medium Commercial Business and Investors

What do small startups and large corporations share in common?

The answer is simple: risk. No matter how successful you are, disaster can strike at any time and damage everything you worked so hard to build. 

The risk list is a long one. Fire, flood, theft, accidental damage, and even personal injury to an employer, employee or customer.

That’s why SME business owners need to have insurance that suits their business activities. 

It's not just about having insurance, but having the right insurance coverage.

We’re here to help you find it.

Business Pack Insurance

  • Insured Property

  • Business Interruption

  • General Property Insurance

  • Employment Dishonesty Cover

  • Glass Cover

  • Fire and Perils Insurance

  • Workers’ Compensation

  • Machinery Breakdown

  • Electronic Equipment Cover

  • Money Cover

  • Tax Audit Cover

  • Theft Cover

  • Legal Liability

  • Commercial Property Insurance

  • Business Interruption (loss of rental income)

Industrial Special Risks

Covers numerous large-scale assets or high-value property with a declared value asset register.

Landlords Investment Property

Protects against loss and damage to your investment property and contents.

Contract Works

Protects your property while building upgrades and alterations.

Business Interruption

Protects business income and profits during a loss as a result of disruption

Theft & Burglary

Protects your business from theft and break-ins that result in damage or stolen items.

Loss of Rent

Covers loss of rental income for commercial property owners following a disaster that causes the tenant to cease paying rent.

Money

Protects you against theft, fraud and dishonesty on the premises.

Machinery

Covers you against equipment breakdown.

Electronic Equipment

Covers you against breakdown, specifically relating to computers and electrical equipment.

Cyber Risks

Protects against your presence online.

Legal & Products Liability

Offers protection in scenarios where you, your business or property ownership, operations and any products or services you produce, cause harm to third parties that may hold you negligent.

Workers’ Compensation

Protects against workplace accidents by covering an employee’s medical bills and income while they’re recovering.

Travel

Covers you against risks associated with travel.

Motor

Covers any business-registered vehicle, truck or trailer in the event of an accident.

Transit

Provides cover when transporting equipment, goods or services.

General Property

Covers the cost of miscellaneous property, including tools of trade in a transit vehicle.

Management Liability

Covers you, managers and directors for costs relating to claims made against you by staff.

Got a question? We know the risks you face as a business and investor, so we tailor transparent insurance policies around your requirements.