Personal Lines Insurance

When it comes to Personal Insurance there is no shortage of choice available, but how do you choose when you can’t recognise the differences that exist between products?

Naturally you gravitate toward the cheapest, not the best.

As an insurance broker, our experienced team exists solely to help you compare your choices and pinpoint the cover that’s right for you now (and won’t cost you later).

Before purchasing an insurance product, we recommend you read the insurer’s Product Disclosure Statement (PDS) to ensure the policy meets your needs.  Please contact us to obtain a copy of the relevant PDS.

 


    Landlords Home Building & Contents

    Vital for protecting your property in many ways, depending on whether it’s a commercial or residential investment, strata titled property or a standalone building or house. If you are an investor and have tenants occupying your property, ensuring adequate cover under this policy is essential.

    Home Building

    Protects your most precious asset, your home, against accidental damage and defined events such as fire, lightning, earthquakes and flood. 


    Personal Valuables

    Covers highly valued items often worn or carried (such as jewellery) in the event of loss, damage or theft, both locally and overseas. Various covers and limits are available.

     

    Home Contents

    Covers your personal home contents against accidental and defined risks, along with transit, theft, malicious damage and accidental loss.


    Travel Insurance

    Covers you when travelling in the event you need urgent medical assistance or transport to medical facilities, including evacuation and rendered assistance by authorities. It also protects you when you don’t have all the covers you need for financial losses whilst travelling, as well as lost or stolen personal items.

    Motor Vehicle

    Covers the cost of vehicles in the event of accidents, including road collisions and other impacts, fire, theft and third party liability. Various cover options are available - you choose how you wish to insure.

     


    Life & Income

    While we do not offer this cover, we can refer you to a trusted provider.